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Motorcycle insurance is available for registered and unregistered bikes: 3rd Party Compulsory, 3rd Party Voluntary, 3rd Party Fire & Theft and Comprehensive! The 3rd party insurance (CTPL) is compulsory in Thailand, although many people in the rural areas still ride around uninsured. This is not a problem until you are involved in an accident with them & they have no money to pay, or you (foolishly) have no insurance / money to pay them. Don’t get caught out, accidents do happen & they’re usually not your fault! They also always seem to happen when you least expect it & least need it. So we recommend you ride safe & protect yourself with legal insurance (don’t stuff up your life or holidays for a few Baht).
For fast insurance quotes GTR recommends Cnx Insure. Please click on the link below to get a fast quote
For cars and pick-ups there is also the extra 2 options, 2 + 1 and 3 + 1.
Premiums range from 324 baht – 646 baht, depending on machine size.
Voluntary Third Party Insurance pays in addition to the Compulsory Third Party Insurance coverage. Third Party Liability
If you live & ride long term in Thailand, we highly recommend this voluntary 3rd party insurance as being the minimum to hold. Being arrested & locked up by the police for an accident that is not your fault is a very unpleasant experience and not one we’d recommend you try. Locked up and trying to arrange a bail bond is a traumatic & difficult experience – one that you don’t need to worry about if you have the Voluntary 3rd Party Insurance with Bail Bond.
Available only for motorcycles registered in Thailand. As above with the 3rd Class but also covers you for fire and theft.
Available only for motorcycles registered in Thailand. Protect your bike and your investment. Get covered for collision, fire, theft. Premiums range from 3,500 baht – 15,000 baht and up, depending on your bike’s capacity, its value and the deductible you choose. Coverage provided can go up to;
The company that GTR recommends for insurance is Cnx Insure
You can also try these other insurance options